Privacy Policy

Introduction

Welcome to https://debt-consolidation-loans-guaranteed.vibereports.co.uk (hereafter referred to as “we,” “us,” or “the Company”). We are committed to maintaining the privacy and security of your personal information. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of data when you interact with our website, applications, services, and products.

Scope

This policy covers all aspects of your engagement with our digital properties, including:

Our official website located at https://debt-consolidation-loans-guaranteed.vibereports.co.uk.
Any mobile or desktop applications developed by us and made available to users.
Services and products offered through our platform.
Interactions between you and our customer support team, including emails, calls, texts, and social media communications.

Important Note: This policy does not extend to third-party websites, applications, or services accessed through links on our platform. These external platforms have their own privacy policies that govern the use of your data, so please review them carefully before using any such services.

Processing Activities

This Privacy Policy guides how we handle personal data when:

You sign up and use our applications or services as an authorized user.
You visit our website(s) linked to this privacy statement.
We communicate with you via newsletters, emails, telephone calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal data, including:

Account Information: Details associated with your user account, such as username, email address, and password.
Payment Information: Credit/debit card details, payment history, and billing addresses required for processing transactions.
Financial Information: Data related to your financial status, creditworthiness, and debt consolidation needs.
Purchase Information: Records of products or services purchased from us, including transaction dates and amounts.
Mobile Device Identifiers: Unique identifiers associated with your mobile device, such as IP addresses, device IDs, and location data.
Location Data: Geographic coordinates and other location-based information provided when you use our services on a mobile device.
Feedback: Comments, reviews, and responses you share with us to enhance our products and services.
Social Media Information: Publicly available details from your social media profiles that you choose to share with us.
Product Information: Data about the products or services you interact with, including preferences and usage patterns.

We collect this data through multiple channels: user input forms, account settings, secure transactions, analytics tools, and automated technologies like cookies and similar tracking technologies. Additionally, we may receive personal data from third parties who assist us in providing services, subject to their respective privacy practices.

Cookies

We employ cookies and similar technologies to enhance your experience on our platform and for analytical purposes:

Strictly Necessary Cookies: These cookies are essential for the basic functionality of our website, enabling features like secure login, account management, and page navigation.
Preference Cookies: Used to store user preferences and settings, such as language selection and display options.
Analytics Cookies: Track user behavior and interactions on our site to provide analytics data for improving our services and understanding user needs.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their privacy settings.

Retention and Deletion

We retain personal data only for as long as necessary to fulfill the purposes specified in this policy or as required by law. Once the purpose is achieved or the legal retention period expires, we delete or anonymize the data to prevent re-identification.

Security Measures

The protection of your personal data is a top priority. We implement robust security measures to safeguard your information, including:

Encryption: We use encryption protocols for secure data transmission and storage.
Secure Third-Party Processing: We engage trusted third-party service providers who adhere to strict privacy and security standards.
Access Controls: Our systems have access controls in place to restrict unauthorized personnel from accessing sensitive data.

Children’s Privacy

We do not knowingly collect or solicit personal information from children under the age of 18. If you believe we have collected such data, please contact us immediately, and we will take prompt action to delete it.

Your Rights

Depending on your location, you may have certain rights regarding your personal data, including:

Access: The right to request access to the personal data we hold about you.
Rectification: The right to rectify inaccurate or incomplete personal data.
Erasure (Right to be Forgotten): The right to request the deletion of your personal data in certain circumstances.
Restriction: The right to restrict processing of your personal data for specific purposes.
Portability: The right to receive a copy of your personal data in a structured, commonly used format and to transfer it to another controller.
Objection: The right to object to the processing of your personal data for specific or direct marketing purposes.
Non-Discrimination: The right to be free from discrimination based on your exercise of privacy rights.

To exercise these rights, please contact our Privacy Team at your earliest convenience. We will respond to your request within the time frame stipulated by applicable laws.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Material changes will be effectively communicated through notifications on our website or via email to registered users. We encourage you to review this policy periodically for any updates.

Contact Information

For any privacy-related inquiries, unsubscribe requests, or data access/correction queries, please contact us:

Email: [email protected]
Postal Address: [Provide the physical address if applicable]

We appreciate your trust in us, and we are committed to maintaining a transparent and secure environment for all users.